Log In  |  Contact Us  |  Help
Denise Gallagher
Home Mortgage Loan Specialist
Denise Gallagher

NMLS Registry Number – 279932

Business Hours:
Mon – Fri 8am-5pm or by appointment

305 Trinity Ave, Chowchilla, CA 93610

559-665-4868 x88397 - office    

One of the most satisfying parts of my job is helping clients find the best possible mortgage and interest rate.  Whether you are a seasoned investor or a first time homebuyer, I will take the time to understand your individual needs and match them with the best mortgage solution.  I have worked in the real estate industry for over 30 years.  My experience includes escrow, selling real estate, originating loans and training others in all aspects of mortgage lending.  While selling real estate, the local Board of Realtors voted me as their Realtor of the Year.  I also share local Realtor’s listings with clients who are getting ready to purchase a home.

I am a Central Valley native, which has helped me understand the real estate trends for the area.  In addition to my mortgage experience, my sales management, sales development and certified paralegal experience gives me a wider range of knowledge for each and every individual mortgage situation.  I look forward to helping you with your personal mortgage needs. 


Customer Service
(800) 922-8742
Mon - Fri 7 am to 7 pm
Sat 9 am to 6 pm
Sun 11 am to 4 pm


  • Home Purchase Loans
  • Home Refinance Loans
  • Fixed Rate Mortgages
  • Adj Rate Mortgages (ARM)
  • Jumbo Loans
  • Construction Loans
  • FHA Loans
  • VA Loans
  • USDA Rural Loans
  • Reverse Mortgages
Apply Now
Select a loan application:


Denise Gallagher, Home Mortgage Loan Specialist - NMLS #279932 NMLS #279932
305 Trinity Avenue, Chowchilla, CA  93610
Office:  (559) 665-4868
Fax:  (559) 665-1647
Copyright © 2019 TRI COUNTIES BANK
Privacy Policy  | Security Statement  |  Site Map